How to buy insurance claims for photovoltaic batteries

How do I claim damages incurred on a solar power/battery system?

Claiming damages incurred on a solar power/battery system is no different from any other insurance claim. Contact them and provide details of your claim. They will either go through the usual barrage of questions on the phone or send out a claim form. They may ask you to send photographs and documentation to prove ownership of the damaged items.

Do you need photovoltaic insurance?

The photovoltaic insurance protects against expensive damage. A PV system is a valuable investment that should be insured like a car or house. Although solar systems require little maintenance, components can break down and a weather event such as heavy hail damages even the best system.

Can I add a solar power system to my Home Insurance?

Very easily. Phone your insurance company and tell them you want to add your solar power system to the existing home insurance policy. They will ask you the valuation you wish to insure it for, then add that to the insured value of your existing policy, and send out an adjusted invoice. Quite often, that’s all there is to it.

Will my insurance cover a power source if I have a claim?

If you ever have to claim, you will need to pay your excess. Think of it as your contribution to the claim – your insurer will cover the rest. What is my insurer not likely to cover? To cover your alternative power sources, most insurers require that you have them properly installed by a qualified electrician/technician.

What does homeowners insurance cover regarding solar panels?

Your homeowners insurance will cover any damage that occurs to your home or solar panels during the installation process. The list of perils your insurance provider covers varies from company to company, so make sure to check what is covered under your specific plan.

Are solar/battery systems covered by home insurance?

Typically, solar/battery systems are covered for the same insurable events as the rest of your home insurance policy. Most natural disaster events, such as storms, lightning, hail, and fire might be claimable. Also theft, vandalism, and public liability.